TODI IS INVALID!
Friday, July 12th, 2024 10:27 am![]() |
76F and sunny this morning.
The lawyer I was supposed to see at 11:30 woke me in bed at 9:00 to reschedule for 11:00.
So I've gotta drink my coffee here and wake up in the next ten minutes.
What a fucking bombshell I was in for this morning!
Taylor lead me to believe yesterday that there was a small snag, and all I needed to do was sign a form and it'd be fine!
But NOOO!
The lawyer today informed me that the TODI was completely invalid! Not only because the Notary fucked up by signing as one of the two required witnesses, and notarizing her own signagure... illegal as hell... but also because in Illinois a TODI must be prepared by a licensed attorney!
So I never owned the house!
And THIS is why the refinance last December failed!!!
An underwriter for that expressed doubts as to my ownership of the house!!!
So to fix this, I have to get all five of my siblings to sign forms that give me permission to sell the house, and to collect the proceeds.
And those forms have to be signed with ink on paper!
So the lawyer had me sign a few things myself, but told me I needed to get him all of their home addresses and emails, so he could email each of them a PDF, to print, sign, and mail back to him ASAP!
So I left there just... rattled as hell!
Because... what the fuck?.. I never owned that house?
And... what the fuck?.. I have to get all five siblings to do something in order to save the situation?
It was too much to deal with, so I called in sick to work!
And I've spent the whole day trying to reach each sibling on the phone individually, to expalin the situation.
But I did finally get it done!
I did speak to all five siblings... I did get all their information... and just now I sent it off to the lawyer... who will send them their PDF forms first thing on Monday.
All five sibs said they'd be able to print, sign, and mail the form back on Monday.
So with luck!.. this won't delay the closing... or delay it only by a day!
But, ho-ly fuck!
This whole time, I've been playing the fool, thinking I owned the house, because of a fake document, not prepared by a licensed attorney, that was also notarized by one of the witnesses!
Here' I've bee blaming malevolent spirits, and cynical underwriters, bent on destroying lives... for all the injustice I've experienced the past eight months!
AND IT WAS ALL JUST IGNORANCE ON MY PART!
All of this was inevitable, because Dad & I were too lazy to take care of this all for real when he was still alive and well!
After callin in to work, I hung out in the flat to collect myself.
I individually called, Colleen, Kevin, and Tim, to explain the situation and get the ball rolling.
Sheila and Brian were not answering their phones.
So I decided I'd better use the free day to get over to the house and get all the shit I want to store for a possible re-purchase of the place in the fall.
Sheila called me back, so I talked to her while parked in the driveway, and she texted me her information.
Inside the house, I saw the food I'd left yesterday for Prowly was gone, so I left him more, and took out the garbage... with all the food cans and paper plates.
Then I got down to business.
I removed all three security cameras, and all the outdoor LED lights... which was a huge pain in the ass on a hot July day... and got it all into two boxes.
I then took down all 13 window blinds downstairs, and put all of their hardware into a small box.
I rolled up the rug in the living room too.
And then I loaded the van with... the small kitchen table, the lawn mower, the rug, all the blinds, and then my three boxes of cameras, lighting, and hardware.
After double checking the house and locking it up, I drove to the storage unit.
It took some rearranging of shit, but I managed to get it all in there.

There are still things to grab, like the porch fan, amp, bottle jack, and other stuff, but at this point anything else I want to hang onto can probably just stay in the van for a few months.
Back here at the flat, I did manage to get Brian on the phone!
With him on board, I was able to send off all the information to the lawyer.
I've been crying again this evening just thinking back to that encounter with Prowly, late on Monday night, where I tried to trap him, but let him go!
All of this has just been so heartbreaking, so it was true torture today to learn that I was never even in the right, to expect to keep the house... and that even to sell it now, requires the cooperation of my siblings!
Like... I have lost everything I loved, and also have NO agency!
All I have right now is the whisper of a hope that the sale can actually close, and I can get that 5K to survive until... another whisper of a hope I can get a pay raise!
And if both of those things actually happen, then I still only have a whisper of a hope of buying the house back.
Okay!.. I picked myself up by going for my first ever walk for smokes, to the BP... which is about as far from here as Fiesta Food Mart is from the house... but it's in the urban river environment and there's a grade up out of the river valley to the gas station, four blocks away.
I made a TikTok on my way back, and now I'm in a better mood for the weekend.
One of the reasons I did all the sweaty work today, of saving the cams, lights, rugs, etc... is because tomorrow and Sunday are Pokemon GoFest, and I didn't want to have to miss that again, like I do every year, because of some Dad, or house related bullshit!
So tomorrow and Sunday I will be free to play downtown, and participate in the global event, and just have some fun!
I will, of course, go back to the house to feed the cat both days, and maybe snag some last stuff into the car... but now I don't have to waste a whole weekend afternoon there.
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